USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

USDA program for very low-income homeowners in eligible rural areas to repair or improve their homes. Grants up to $27,500 available for seniors age 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest for 20 years.

Seniors 62+ may receive grant; others receive low-interest loan; typical award is $20,000

Key Details

  • Grant up to $27,500 for seniors 62+ to remove hazards
  • Loan up to $40,000 at 1% interest for all eligible
  • Income at or below 50% AMI required
  • Must be in eligible rural or semi-rural area
  • Covers health/safety repairs, accessibility modifications

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3402

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Deadline: Rolling applications, subject to funding availability

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