FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration / HUD

Available Home Repair

About This Program

FHA-insured mortgage that combines home purchase or refinance with renovation costs in a single loan. Allows buyers to purchase fixer-uppers or homeowners to finance major repairs with favorable terms.

Loan amount covers purchase/refinance plus repair costs

Key Details

  • Combines purchase/refinance with renovation
  • One loan, one closing for home and repairs
  • Available through FHA-approved lenders
  • Lower down payment than conventional
  • Covers major repairs and improvements

How to Apply

Deadline: Ongoing program through FHA-approved lenders

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