USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans for very low-income homeowners in eligible rural areas near Boise to repair, improve, or modernize their homes. Interest rate as low as 1% with up to 20-year term.

Low-interest loan requiring monthly repayment

Key Details

  • Loan up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in USDA-eligible rural area
  • Up to 20-year repayment term
  • Owner-occupancy required

How to Apply

Visit Official Program Page Track this program

(208) 378-5600

Deadline: Rolling applications

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