USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan program for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Loans up to $40,000 at 1% fixed interest rate with 20-year repayment term. Some properties in Bonita Springs may qualify under rural designations.

1% fixed interest loan repaid over 20 years

Key Details

  • Loans up to $40,000 at 1% fixed interest
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • 20-year repayment term
  • Owner-occupied homes only

How to Apply

A grant-savvy contractor in Bonita Springs, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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