USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing low-interest loans (1% for 20 years) and grants for very low-income rural homeowners to repair, improve, or modernize their homes, or remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000.

Loan/grant combination based on income and age; seniors 62+ eligible for grant component

Key Details

  • 1% interest loans up to $40,000 for repairs
  • Grants up to $10,000 for seniors 62+ only
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area near Bozeman
  • Covers health/safety hazards and accessibility

How to Apply

Get free help applying Visit Official Program Page Track this program

(406) 585-2580

A grant-savvy contractor in Bozeman, MT can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

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