USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans up to $27,500 and grants up to $10,000 for seniors age 62+ to repair, improve, or modernize homes in eligible rural areas. Grants available only to very-low-income seniors to remove health and safety hazards.

Grant amount for seniors 62+; loans available at 1% interest for up to 20 years

Key Details

  • Low-interest loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+ (very low income)
  • Must be in eligible rural area
  • Income at or below 50% AMI required
  • Removes health/safety hazards

How to Apply

A grant-savvy contractor in Bradenton, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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