USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Grants available only to seniors (62+) who cannot repay a loan.

Low-interest loan with possible grant portion for seniors age 62+

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+ unable to repay loan
  • Must be very low income (50% AMI or below)
  • Available in eligible rural areas only
  • Covers repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Brentwood, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Brentwood, NY

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