USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program offering low-interest loans (up to $40,000) and grants (up to $10,000 for seniors 62+) to very low-income rural homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Limited rural eligibility in Bridgeport area.

Combination of 1% interest loan and grant for seniors

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required
  • Limited to eligible rural areas
  • Repairs to remove health/safety hazards

How to Apply

Deadline: Applications accepted year-round

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