Find grants, rebates, forgivable loans, and free programs for Bridgewater, NJ, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Bridgewater, NJ, with individual awards up to $150,000. 6 programs target seniors, 2 serve veterans, and 9 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 3 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded program providing forgivable loans for major home repairs to owner-occupied homes in Bridgewater. Loan is fo...
Federally funded weatherization program providing free energy efficiency improvements to income-qualified households in ...
State-sponsored low-interest home improvement loan program for New Jersey homeowners. Offers competitive interest rates ...
HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 in Somerset County. Pri...
Free home energy assessment plus rebates for energy efficiency improvements for PSE&G electric and gas customers. Includ...
Rebates for energy-efficient heat pump installations in New Jersey homes. Available for central air-source heat pumps, d...
New Jersey's Successor Solar Incentive (SuSI) program provides ongoing performance-based incentives for residential sola...
Grant program for low-income seniors age 62+ in Somerset County to address essential home repairs and accessibility modi...
Federal program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural ...
Grant for Veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...
Grant for Veterans with certain service-connected disabilities to adapt an existing home. Eligible disabilities include ...
Property Tax Reimbursement program (Senior Freeze) reimburses eligible senior citizens and disabled persons for property...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief for New Jerse...
CDBG-funded grant program to help low- and moderate-income Bridgewater homeowners with disabilities make accessibility m...
Federally funded HOME program providing forgivable loans for major home repairs to low-income homeowners in New Jersey. ...
LIHEAP-funded program providing emergency heating system repair or replacement for low-income New Jersey households. Ava...
Provides monthly credits on electric and/or gas bills for income-eligible New Jersey households. USF helps make energy b...
Financial assistance program for Bridgewater homeowners facing expensive water or sewer lateral line repairs or replacem...
CDBG Disaster Recovery program for homeowners affected by Superstorm Sandy in 2012. Provided grants for home repair, rec...
Rebates for PSE&G residential customers installing Level 2 electric vehicle charging equipment at home. Covers portion o...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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24 programs are currently listed for Bridgewater, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Bridgewater, 16 programs do not require repayment, 2 are forgivable loans, and 3 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.