USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants available to seniors 62+ who cannot afford a loan.

Loan and grant amounts combined based on need and eligibility

Key Details

  • Loans up to $27,500 at 1% interest, 20-year term
  • Grants up to $10,000 for seniors 62+ (no repayment)
  • Must be in USDA-eligible rural area
  • Income at or below 50% AMI
  • Covers repairs, accessibility, health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(423) 854-7030

A grant-savvy contractor in Bristol, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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