USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to homeowners age 62+ who cannot repay a loan. Parts of Prince William County may qualify as eligible rural areas.

Maximum grant amount for elderly eligible homeowners

Key Details

  • Low-interest loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+ (no repayment)
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(804) 287-1550

A grant-savvy contractor in Buckhall, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

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