USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Cape Coral to repair or improve homes. Seniors 62+ may qualify for grant assistance up to $10,000 for accessibility and safety hazards.

Grant up to $10,000 for seniors; loan amount based on repairs needed

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Covers health, safety, and accessibility repairs
  • Eligible rural areas near Cape Coral

How to Apply

Deadline: Applications accepted year-round

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Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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