USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal loan and grant program for very low-income homeowners in rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ who cannot repay a loan. Carlsbad areas may not qualify as rural; contact USDA to verify eligibility.

Loan at 1% interest or grant for seniors 62+, based on need

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required
  • Must be in USDA-designated rural area
  • Carlsbad may not qualify; verify with USDA

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 670-6553

A grant-savvy contractor in Carlsbad, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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