USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing low-interest loans up to $27,500 and grants up to $10,000 for very-low-income homeowners age 62+ to repair or improve their homes. Available in eligible rural areas near Carol Stream. Grants are for removing health and safety hazards.

Grant for seniors removing hazards, plus low-interest loan available

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Carol Stream, IL, you can stack it with local programs like these:

Key Details

  • Up to $27,500 loan + $10,000 grant
  • Must be age 62+ for grant portion
  • Income at or below 50% AMI
  • 1% interest loan, grant removes hazards
  • Check USDA rural eligibility for your address

How to Apply

A grant-savvy contractor in Carol Stream, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Carol Stream early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Carol Stream, IL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs