NC Housing Trust Fund - Rehabilitation

North Carolina Housing Finance Agency

Available Home Repair

About This Program

State-funded program providing deferred loans for substantial rehabilitation of owner-occupied homes for low-income families. Administered locally through partner agencies.

Deferred loan, forgiven after affordability period

Key Details

  • Up to $45,000 for major rehabilitation
  • Income at or below 80% AMI required
  • Deferred loan with forgiveness period
  • Must be owner-occupied
  • Apply through local housing agency

How to Apply

A grant-savvy contractor in Cary, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications through local administrators

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