USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Grant portion available to homeowners 62+ who cannot afford a loan.

Combines low-interest loan with grant for seniors who qualify

Key Details

  • Up to $27,500 loan at 1% interest
  • Additional $10,000 grant for seniors 62+
  • Must be very low income (50% AMI or below)
  • For homes in eligible rural areas
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(970) 356-5353

A grant-savvy contractor in Castle Rock, CO can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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