USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners age 62+ to repair, improve, or modernize homes in eligible rural areas. Grants must be used to remove health and safety hazards.

Combined loan and grant amount for eligible senior homeowners

Key Details

  • Loan up to $40,000 at 1% interest, 20-year term
  • Grant up to $10,000 for homeowners age 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Grant must address health/safety hazards

How to Apply

A grant-savvy contractor in Cedar Hill, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Cedar Hill, TX

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