USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan (1%) for very low-income homeowners in rural areas to repair, improve, or modernize homes. Repayment terms up to 20 years. Chambersburg qualifies as eligible rural area.

Low-interest loan at 1% APR for home repairs and improvements

Key Details

  • Loan up to $40,000 at 1% interest
  • Very low income required (50% AMI or below)
  • Up to 20-year repayment terms
  • Must own and occupy home in rural area
  • For repairs, improvements, and modernization

How to Apply

Get free help applying Visit Official Program Page Track this program

(717) 237-2113

A grant-savvy contractor in Chambersburg, PA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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