Find grants, rebates, forgivable loans, and free programs for Chambersburg, PA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Chambersburg, PA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 10 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program administered by Pennsylvania to reduce energy costs through insulation, air sealing, furnace re...
Low-interest home improvement loans for Pennsylvania homeowners to make repairs, energy efficiency upgrades, and accessi...
Low-interest loan program for accessibility modifications to help persons with disabilities or seniors age in place. Cov...
State-funded program to remove lead-based paint hazards in pre-1978 homes where children under age 6 live or spend signi...
Grant for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Must be unable to obtai...
Low-interest loan (1%) for very low-income homeowners in rural areas to repair, improve, or modernize homes. Repayment t...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...
Helps veterans with certain service-connected disabilities adapt a family member's home where they reside. Eligible for ...
Energy efficiency rebates for Met-Ed electric customers in Chambersburg. Includes rebates for heat pumps, insulation, ai...
Rebates for energy-efficient appliances including dehumidifiers, room air conditioners, air purifiers, and smart thermos...
Rebates for high-efficiency natural gas furnaces, boilers, and water heaters for UGI natural gas customers in Chambersbu...
Rebate for purchasing and installing an ENERGY STAR certified smart thermostat for homes heated with UGI natural gas in ...
Pennsylvania solar system owners can generate and sell Solar Renewable Energy Credits for every 1 MWh of electricity pro...
Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Available for installations...
Property tax or rent rebate for Pennsylvania residents age 65+, widows/widowers 50+, or people with disabilities age 18+...
Emergency and minor home repair assistance for low-income seniors age 60+ in Franklin County. Covers repairs necessary t...
Forgivable loan for major home rehabilitation for low- and moderate-income owner-occupants within Chambersburg Borough l...
CDBG-funded grant for accessibility modifications for Chambersburg homeowners with disabilities. Covers ramps, bathroom ...
Financial assistance for qualifying homeowners to repair or replace failing private sewer laterals in Chambersburg. Help...
Financial assistance for income-qualified homeowners to repair or replace failing private water service lines in Chamber...
Emergency grant for replacement of non-functioning furnaces or heating systems for low-income owner-occupants in Chamber...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Chambersburg, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Chambersburg, 16 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.