USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas near Champaign to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ who cannot repay a loan to remove health and safety hazards.

Loan up to $40,000 at 1% interest or grant up to $10,000 for seniors

Key Details

  • Loan up to $40,000 or grant up to $10,000
  • Grant available for seniors 62+ unable to repay loan
  • Very low income requirement (50% AMI or below)
  • Must be in eligible rural area near Champaign
  • 1% interest on loans, grants do not require repayment

How to Apply

Get free help applying Visit Official Program Page Track this program

(217) 403-6222

A grant-savvy contractor in Champaign, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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