USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans (1% fixed) up to $27,500 and grants up to $10,000 for seniors 62+ to repair, improve, or modernize homes in eligible rural areas. Grants available only to very low-income seniors unable to repay a loan. Check address eligibility with USDA.

Grant portion typically $7,500 for eligible seniors

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required for grants
  • Must be in USDA-eligible area
  • Owner-occupied homes only

How to Apply

Visit Official Program Page Track this program

(602) 280-8709

Deadline: Applications accepted year-round

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