Charleston Owner-Occupied Rehabilitation Program

City of Charleston Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Charleston city limits. Loan forgiven after 5 years of continued owner occupancy. Covers critical health and safety repairs.

Forgivable loan after 5 years of owner occupancy

Key Details

  • Forgivable loans up to $25,000
  • Income at or below 80% AMI required
  • Must be owner-occupied in Charleston city limits
  • Forgiven after 5 years of compliance
  • Major repairs and health/safety issues

How to Apply

Deadline: Applications accepted year-round, subject to funding

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