USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1%) for very low-income homeowners in eligible rural areas near Charleston to repair, improve, or modernize their homes. Properties must be in USDA-designated rural areas. Applicants must be unable to obtain affordable credit elsewhere.

Loan at 1% interest, up to 20-year term

Key Details

  • Low-interest loans (1%) up to $40,000
  • Very low-income homeowners in rural areas
  • Must be 62+ or unable to get other credit
  • Major repairs and accessibility improvements
  • Check USDA rural eligibility map

How to Apply

Deadline: Rolling applications

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