FEMA Hazard Mitigation Grant Program (HMGP) — NC

About This Program

FEMA's Hazard Mitigation Grant Program funds structural elevation, reinforcement, and property acquisitions to reduce disaster losses. Homeowners are not direct applicants — Mecklenburg County or the City of Charlotte must apply on their behalf. Projects include flood elevation, structural hardening, and voluntary buyouts of flood-prone properties.

Individual project cost varies widely; Charlotte metro projects typically range from $50,000–$250,000 for elevation.

Key Details

• Homeowners cannot apply directly — must be included in local government application
• Covers structural elevation, reinforcement, and flood-prone property buyouts
• 75% federal / 25% local cost-share
• HMGP Hotline (NC): 919-873-5888
• Recent NC investments include Buncombe, Henderson, and Beaufort counties post-Helene

How to Apply

Deadline: Project-based — homeowners apply through local government