FHA 203(k) Limited (Streamline) Rehabilitation Loan

Federal Housing Administration (FHA), HUD

Active Home Repair

About This Program

The FHA 203(k) Limited (Streamline) loan allows homeowners to finance up to $35,000 in non-structural rehabilitation costs without the more complex requirements of the Standard 203(k). No HUD consultant is required. Eligible repairs include roofing, windows, HVAC, plumbing, electrical, and cosmetic improvements. Minimum 3.5% down and 580 credit score required.

Maximum Limited 203(k) rehab allowance.

Key Details

  • Up to $35,000 in non-structural repairs financed into mortgage
  • No HUD consultant required, simpler process than Standard 203(k)
  • Min credit score: 580; min down payment: 3.5%
  • Cannot cover structural changes, landscaping, or luxury improvements
  • Available through FHA-approved lenders in Charlotte metro area

How to Apply

Visit Official Program Page Track this program

800-225-5342

Deadline: Rolling, through FHA-approved lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find Contractors in Charlotte, NC Are You a Contractor? Get Listed

Find More Programs in Charlotte, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs