Habitat Charlotte Region — Critical Home Repair Program

About This Program

Habitat Charlotte Region provides free critical home repairs to seniors and income-qualified homeowners at or below 50% AMI. The program addresses unsafe roofing, flooring, HVAC, electrical, plumbing, and accessibility modifications. There is no cost to the homeowner; a 5-year deed restriction is required. Timeline from application to repair start is approximately 12–14 months.

No cost to homeowner; Habitat manages all costs internally.

Key Details

• Income limit: 50% AMI (Charlotte-Concord-Gastonia area)
• 4-person household limit example: $56,100 (50% AMI)
• Service area: Charlotte, Pineville, Huntersville, Cornelius, Davidson, Iredell, Gaston
• No out-of-pocket cost; 5-year deed restriction applies
• Previous recipients may reapply after 10 years

How to Apply

Deadline: Open/close cycles — submit interest form to be notified