USDA Section 504 Single Family Housing Repair Grant

USDA Rural Development

Active Home Repair

About This Program

USDA Section 504 grants of up to $10,000 are available to very low-income homeowners age 62 or older who cannot repay a loan, in eligible rural areas. Grants must be used to remove health or safety hazards. Charlotte proper is generally ineligible, but unincorporated areas of surrounding counties may qualify. Combined loan+grant ceiling is $50,000.

Maximum grant amount for elderly homeowner unable to repay a loan.

Key Details

  • Must be 62+ and unable to repay a loan
  • Income limit: 50% AMI (very low income)
  • Only for health and safety hazard removal
  • Rural areas only, verify address at rd.usda.gov/maps
  • Lifetime grant limit: $10,000; $15,000 in presidentially declared disaster areas

How to Apply

Visit Official Program Page Track this program

704-344-6453

Deadline: Rolling

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find Contractors in Charlotte, NC Are You a Contractor? Get Listed

Find More Programs in Charlotte, NC

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs