USDA Section 504 Home Repair Grant & Loan

USDA Rural Development

Available Home Repair

About This Program

Federal program for very low-income homeowners in eligible rural areas near Charlottesville. Grants up to $7,500 for seniors 62+ to remove health and safety hazards. Loans up to $20,000 at 1% interest for repairs.

Combination of grant (seniors only) and low-interest loan based on eligibility

Key Details

  • Grant up to $7,500 for seniors 62+
  • Loan up to $20,000 at 1% interest
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Removes health and safety hazards

How to Apply

A grant-savvy contractor in Charlottesville, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Charlottesville, VA

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