THDA Homeownership Repair Program

Tennessee Housing Development Agency

Available Home Repair

About This Program

Low-interest deferred loans for major home repairs to income-qualified homeowners in Tennessee. Interest and payment deferred as long as borrower occupies the home.

Deferred loan with no payments while you occupy the home

Key Details

  • Loan up to $25,000 for major repairs
  • Income at or below 115% AMI required
  • Interest and payments deferred during occupancy
  • Covers structural, systems, and safety repairs
  • Available statewide including Chattanooga

How to Apply

A grant-savvy contractor in Chattanooga, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Chattanooga, TN

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