USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans (1% fixed) for very low-income rural homeowners to repair, improve, or modernize their homes. Available in qualifying rural areas of Laramie County outside Cheyenne city limits. May be combined with grants for seniors.

Low-interest loan at 1% fixed rate over 20 years

Key Details

  • Loans up to $40,000 at 1% fixed interest
  • For rural homeowners in Laramie County
  • Income must be below 50% AMI
  • 20-year repayment term available
  • Can combine with Section 504 grant if 62+

How to Apply

Visit Official Program Page Track this program

(307) 633-0198

Deadline: Rolling applications

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