City of Chicago Small Owner-Occupied Repair Program (SOAR)

City of Chicago Department of Housing

Available Emergency Repair

About This Program

Chicago's Small Owner-Occupied Repair (SOAR) Program provides forgivable loans up to $45,000 for emergency and code-required repairs to owner-occupied 1-4 unit properties. Eligible work includes roofing, tuckpointing, window replacement, HVAC, plumbing, and electrical systems. Funded through CDBG and HOME. Loans are forgiven after a compliance period if the owner remains.

Income-qualified owners of 1-4 unit properties in Chicago at or below 80% AMI

Key Details

  • Up to $45,000 for emergency and code-required repairs
  • Covers roofing, tuckpointing, HVAC, plumbing, and electrical
  • Forgivable after compliance period, no repayment if you stay
  • 1-4 unit owner-occupied properties eligible
  • Contact Chicago Dept of Housing: 312-744-5000

How to Apply

Visit Official Program Page Track this program

312-744-5000

Deadline: Rolling, contact Chicago Dept of Housing

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