USDA Section 504 Home Repair Program

About This Program

USDA program providing loans up to $40,000 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants available only to homeowners age 62 or older who cannot afford loan repayment. Income must be below 50% area median.

Loan up to $40,000 at 1% interest; grant up to $10,000 for seniors 62+ unable to repay loan

Key Details

• Loan up to $40,000 at 1% interest for home repairs
• Grant up to $10,000 for seniors 62+ who cannot repay loan
• Income must be below 50% area median
• For eligible rural areas (check USDA eligibility map)
• Covers structural, accessibility, health/safety repairs

How to Apply

A grant-savvy contractor in Chino, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round