USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing loans and grants to very low-income homeowners in eligible rural areas to repair or improve homes. Seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards. Note: most of Chula Vista is not USDA-eligible; check property eligibility.

Combination of low-interest loan and/or grant depending on age and income

Key Details

  • Loans up to $40,000 for home repairs
  • Grants up to $10,000 for seniors 62+
  • Must be in USDA-eligible rural area
  • Very low income required (50% AMI)
  • Check USDA eligibility map for your address

How to Apply

Visit Official Program Page Track this program

(858) 513-6900

Deadline: Applications accepted year-round

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