FHA 203(k) Rehabilitation Mortgage

Federal (HUD/FHA)

Available Home Repair

About This Program

Finance purchase + renovation in one FHA loan. Hamilton County FHA single-family limit: ~$541,287. Limited 203(k) for non-structural repairs; Standard for structural. HUD enhanced the program in 2024. Strong choice for buying a fixer-upper in Cincinnati's older neighborhoods.

Purchase + renovate in one loan

Key Details

  • Hamilton County FHA limit: ~$541,287 (updated annually)
  • Limited 203(k): non-structural repairs, min. $5,000
  • Standard 203(k): structural repairs, renovations, additions
  • Strong fit for Cincinnati's older housing stock

How to Apply

Visit Official Program Page Track this program

Deadline: Year-round through FHA lenders

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