FHLB Cincinnati Welcome Home Program

About This Program

Down payment and closing cost assistance grants up to $20,000 for income-eligible first-time and repeat homebuyers. Opens April 6, 2026. Available through participating FHLB Cincinnati member institutions in Ohio, Kentucky, and Tennessee. Funds reserved on first-come, first-served basis until exhausted.

Income-eligible homebuyers through participating lenders

Key Details

• Up to $20,000 in down payment and closing cost assistance
• Opens April 6, 2026 — funds go fast, first-come first-served
• Available through participating FHLB Cincinnati member banks
• Covers Ohio, Kentucky, and Tennessee buyers

How to Apply

Deadline: Opens April 6, 2026 — first come, first served