USDA Section 504 Home Repair

USDA Rural Development

Available Senior & Disability

About This Program

Grants up to $10,000 (age 62+, never repaid) and loans up to $40,000 at 1% interest for very-low-income homeowners. Must be in USDA-eligible rural area. Most of Cincinnati proper does not qualify, but some outer Hamilton County areas may. Use USDA eligibility map to verify address.

Age 62+, very low income, USDA-eligible rural address only

Key Details

  • Grant up to $10,000 for age 62+, very-low income (never repaid)
  • Loan up to $40,000 at 1% for any age, very-low income
  • Check USDA eligibility map, inner Cincinnati generally not eligible
  • Some outer Hamilton County rural areas may qualify

How to Apply

Visit Official Program Page Track this program

1-800-292-8959

Deadline: Year-round while funded

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