USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans up to $40,000 (1% fixed) for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Portions of Citrus Heights may qualify. Loan term up to 20 years.

1% interest loan for home repairs up to $40,000

Key Details

  • Loan up to $40,000 at 1% interest
  • 20-year repayment term
  • Income at or below 50% AMI required
  • Must be in eligible rural/suburban area
  • Covers major repairs and modernization

How to Apply

Get free help applying Visit Official Program Page Track this program

(916) 636-0136

A grant-savvy contractor in Citrus Heights, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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