USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very low-income homeowners in rural areas to repair, improve, or modernize homes. Seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Grant amount for senior homeowners removing health and safety hazards

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must be in qualifying rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Clarkstown, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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