Clearwater Owner-Occupied Rehabilitation Program

City of Clearwater Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded forgivable loan program for major home rehabilitation for low-income owner-occupants in Clearwater. Loan is forgiven after 5 years of continued owner-occupancy. Covers structural, roofing, plumbing, electrical, HVAC and other essential systems.

Forgivable loan, no repayment required after 5 years of owner-occupancy

Key Details

  • Forgivable loan up to $35,000
  • Income at or below 80% AMI required
  • Must be owner-occupied in Clearwater
  • Forgiven after 5 years of compliance
  • Covers major home systems and structure

How to Apply

A grant-savvy contractor in Clearwater, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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