Florida SHIP Home Repair Program

Florida Housing Finance Corporation / Pinellas County

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) program providing home repair assistance to low- and moderate-income homeowners in Pinellas County. Deferred payment, zero-interest loan forgiven after 15 years of continued owner-occupancy. Covers major systems and structural repairs.

Deferred loan, forgiven after 15 years of owner-occupancy compliance

Key Details

  • Deferred loan up to $25,000
  • Income at or below 120% AMI required
  • Zero interest, forgiven after 15 years
  • Covers major repairs and systems
  • Must maintain owner-occupancy

How to Apply

A grant-savvy contractor in Clearwater, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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