Repair-A-Home (RAH)
City of Cleveland, Department of Community Development
About This Program
Low-interest (0-3%) loan for owner-occupied 1-2 family homes to address code compliance. Covers one major repair per decade: roof, porch, electrical, plumbing. Must own/occupy 1+ year, no active foreclosure. 50% loan forgiven if owner stays 5+ years. Income at or below 80% AMI.
80% AMI; one major repair per decade
The cited program-specific URL responded on 2026-08-21; confirm current terms.
Record set last reviewed 2026-04-01. How we verify our data.
Other published resources for Cleveland, OH, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- Senior Homeowner Assistance Program (SHAP) One critical repair (grant, no repayment)
- Age-Friendly Home Investment Program (AFHIP) ~$10,000-$11,000 avg per job (ward-allocated)
- Healthy Homes Program Free remediation (grant)
- Lead Hazard Control (LHC) Grant Free lead hazard control (grant)
Key Details
- 0-3% fixed interest rate, up to 30 years
- 50% of loan forgiven if you stay 5+ years
- One major repair allowed per 10-year period
- No active foreclosure or judgment liens
- Income at or below 80% AMI (1 person: $50,600 / family of 4: $72,300)
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
Some programs require contractor estimates, licenses, or inspections. A cited link may be general, so confirm the current rules with the administrator before hiring; a directory match does not guarantee contractor eligibility or funding.
You may need a contractor or estimate
Some programs for this project type ask for a license, inspection, or written estimate. Confirm the rule before contacting a contractor in Cleveland.
Get matched with a contractorOur record classifies the structure as a forgivable loan. Confirm repayment, forgiveness, residency, and any lien terms with the administrator.
Each administrator sets its contractor rules. Confirm exact requirements directly; the cited URL may be a general agency page.
Deadline: New intake process being announced in 2026, check clevelandohio.gov
Questions about this program?
Email us at no charge. Messages are reviewed manually, but a response time is not guaranteed.
Email us about this programReport a problem with this listing
Need a Contractor for This Project?
Browse local listings or request an introduction. The Grant Map does not guarantee licensing, program experience, work quality, or funding.
More ways to save on this project
Rebates and discounts that may reduce project cost. Confirm eligibility and coordination rules before including one in your budget.
Find More Programs in Cleveland, OH
This is one of several kinds of assistance that may be available. Review other programs separately and confirm whether their administrators allow coordination for the same work.
See All Programs