NJ Housing and Mortgage Finance Agency Home Improvement Loan

NJ Housing and Mortgage Finance Agency (NJHMFA)

Available Home Repair

About This Program

Low-interest home improvement loan program for New Jersey homeowners to finance repairs, renovations, and accessibility improvements. Loans available to households at or below 80% AMI with competitive interest rates.

Low-interest loan amount based on scope of improvements and creditworthiness

Key Details

  • Low-interest loan up to $25,000
  • Income at or below 80% AMI
  • Must be owner-occupied in New Jersey
  • Covers major home improvements
  • Competitive interest rates

How to Apply

Get free help applying Visit Official Program Page Track this program

(609) 278-7400

A grant-savvy contractor in Clifton, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program

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