NJ HomeKeeper Deferred Loan Program

NJ Housing and Mortgage Finance Agency (NJHMFA)

Available Home Repair

About This Program

Provides zero-interest deferred payment loans to very low-income homeowners in New Jersey for critical health and safety repairs. Loan is deferred for 5 years and may be forgiven if eligibility requirements are maintained.

Zero-interest deferred loan, payment deferred for 5 years

Key Details

  • Zero-interest loan up to $10,000
  • Income at or below 50% AMI
  • Payment deferred for 5 years
  • Owner-occupied homes in New Jersey
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Clifton, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing while funds available

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Clifton, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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