USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Very low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants (up to $10,000) available only to seniors 62+ who cannot repay a loan.

Loan at 1% interest; grant portion for seniors 62+ unable to repay loan

Key Details

  • Loan up to $27,500 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Income at or below 50% AMI
  • Must be in eligible rural area
  • Owner-occupied homes only

How to Apply

Get free help applying Visit Official Program Page Track this program

(732) 761-2040

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Deadline: Ongoing program

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