USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in rural areas to repair, improve, or modernize their homes. Grants up to $10,000 are available for seniors 62+ to remove health and safety hazards.

Grant portion for senior homeowners removing health/safety hazards

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Must be very low income and in eligible rural area
  • Owner-occupied homes only
  • Repairs must remove health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(575) 746-3737

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Deadline: Ongoing applications, subject to funding

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