USDA Section 504 Home Repair Program

USDA Rural Development

Available Senior & Disability

About This Program

Federal USDA program providing loans up to $40,000 at 1% interest and grants up to $10,000 for very-low-income homeowners age 62+ to repair, improve, or remove health and safety hazards in rural areas. Grant funds must be used to remove health and safety hazards.

Seniors 62+ may combine $10,000 grant with low-interest loan

Key Details

  • Grants up to $10,000 for seniors 62+ (very low income)
  • Loans up to $40,000 at 1% interest available
  • Must be owner-occupied in eligible rural area
  • Removes health and safety hazards
  • Grant does not require repayment

How to Apply

Get free help applying Visit Official Program Page Track this program

(352) 338-3402

A grant-savvy contractor in Cocoa, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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