Texas Bootstrap Loan Program

Texas Department of Housing and Community Affairs

Available Home Repair

About This Program

Low-interest construction loan for very-low-income Texas residents in rural areas to build their own homes. Borrowers provide at least 65% of labor (sweat equity). Loan covers materials only. Technical assistance provided. Interest rate is currently around 3%.

Loan for materials only, borrower provides labor sweat equity

Key Details

  • Self-help construction loan up to $30,000
  • Borrower provides 65% of labor (sweat equity)
  • Low interest rate around 3%
  • Must be very-low-income in rural area
  • Technical assistance provided

How to Apply

Get free help applying Visit Official Program Page Track this program

(512) 475-3800

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Deadline: Applications accepted quarterly

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