USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Columbus to repair, improve, or modernize their homes. Grants available to seniors 62+ who cannot repay a loan.

Combination of 1% loan plus grant for seniors, very low income

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income requirement (50% AMI)
  • Must be in eligible rural area near Columbus
  • Repairs for health, safety, accessibility

How to Apply

Deadline: Rolling applications; subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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