FHA Title I Home Improvement Loan

Federal Housing Administration (HUD)

Available Home Repair

About This Program

FHA-insured loan for home improvements that protect or improve the livability or utility of a property. Up to $25,000 for single-family homes with no equity requirement. Fixed rate, up to 20-year term. Available through FHA-approved lenders.

Must be owner-occupied or long-term lessee, FHA-approved lender required

Key Details

  • Up to $25,000 for single-family improvements
  • No home equity requirement, based on income
  • Fixed interest rate, up to 20-year repayment
  • Must improve livability or utility of property
  • Available through any FHA-approved lender

How to Apply

Visit Official Program Page Track this program

Deadline: Ongoing

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