FHA Title I Home Improvement Loan

About This Program

FHA-insured loan for home improvements that protect or improve the livability or utility of a property. Up to $25,000 for single-family homes with no equity requirement. Fixed rate, up to 20-year term. Available through FHA-approved lenders.

Must be owner-occupied or long-term lessee, FHA-approved lender required

Key Details

• Up to $25,000 for single-family improvements
• No home equity requirement — based on income
• Fixed interest rate, up to 20-year repayment
• Must improve livability or utility of property
• Available through any FHA-approved lender

How to Apply

Deadline: Ongoing