OHFA First-Time Homebuyer Program

About This Program

OHFA provides 30-year fixed-rate FHA, VA, USDA, and conventional mortgages with competitive rates for first-time homebuyers. Down payment assistance of 3% (conventional) or 3.5% (government loans) forgiven after 7 years if you remain in Ohio.

First-time buyer, credit score 640+ (650+ FHA), income/purchase price limits apply

Key Details

• 30-year fixed-rate mortgages at competitive rates
• 3% DPA for conventional, 3.5% for FHA/VA/USDA
• Down payment assistance forgiven after 7 years
• Free homebuyer education course required
• Credit score 640+ (conventional) or 650+ (FHA)

How to Apply

Deadline: Ongoing